Your homeowner’s insurance policy is there to protect your home and belongings in the event of damage or destruction. Most homeowner’s insurance policies will cover emergency roof repair due to severe weather, but there may be limits on the amount that is covered. In most cases, emergency roof repair due to severe weather is considered an “act of God” and is not subject to the deductible. However, if the damage is caused by something else, such as a tree falling on your house, you may be responsible for paying part or all of the repair costs. It’s always a good idea to have a contingency fund set aside in case of an emergency. This way you can be sure that you can cover the cost of repairs if your insurance doesn’t cover everything.
Watch out for our next post where we share with you about emergency roof repair.